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What Is A Preapproval
Dated: November 13 2014
Once you complete the application, you will be asked for the following documents:
- One month of paystubs
- Two years of tax returns
- Two years of W-2s or 1099s or K-1s if self-employed
- Two months of bank statements (All Pages). If statement says 1 of 5, we need all 5
- Most recent statement from your 401k, investments, etc.
The above documents are going to be the basis of the underwriter's decision on the approvability of your mortgage application. We need to know accurately what your income, assets and liabilities are. Without anyone of these, the pre-approval is worthless.
For more information, you can reach me at 239-936-4232.
NMLS# 182565, 1016
Danielle is broker/owner of Sharp Homes Realty. A Detroit native, she escaped the cold, gray winters of Michigan in 2007. Community involvement has been a high priority while building a customer centr....